Vocational training center. Professional training center Become an insurance agent reso

RESO School in St. Petersburg
The vocational training center solves the problem of creating new jobs in the region .

An insurance agent is a wonderful profession in which you can achieve tremendous success, constantly grow and develop your business.

The profession of an insurance agent is always in demand in the labor market.
Thanks to the RESO School, many residents of St. Petersburg and Leningrad region find their professional path and get the opportunity to earn good money.

Regular training courses for insurance agents began operating in St. Petersburg in 1998, during which time the specialists of the RESO School have accumulated a wealth of training experience. Classes on insurance products are taught by highly qualified employees of the company, managers and business trainers of the RESO School. On average, about 500 training or team-building events are held annually.

Over the past 8 years, the RESO School has trained more than 8 thousand people, some of whom have become directors of agencies or “super agents” involved in the annual distribution of the company's profits.

The salary level of an insurance agent depends on the number of contracts concluded, therefore, in addition to express courses designed to quickly master the basics of the profession, there are many programs and events for experienced agents and for those who seek to improve their professional level, improve communication skills, master new sales techniques, to fight their own psychological attitudes that interfere with successful communication with customers. Students trained in our insurance school are competent highly qualified specialists, financial consultants who will always be successful.

The structure of the company is such that after graduation, new agents are assigned to a three-month internship at various agencies of the company, where, under the guidance of experienced mentors, they study the sales system, acquire skills in finding potential customers, conducting business negotiations, and drawing up insurance documents. Mentoring managers accompany trainees at the beginning of their career, provide them with all the necessary information, support and correct the first steps in the profession. Mentoring keeps the risk of failure to a minimum - of course, with interest and persistence.

It is not uncommon for a company to have examples when a person who has started training in the profession of an insurance agent from scratch serves 200 clients in two years, collects more than 7 million rubles of insurance premiums a year and earns 1 million 200 thousand rubles a year.

So, you've decided to try yourself in the insurance industry. The insurance industry in Russia is now developing dynamically: companies are expanding their borders, opening additional branches, introducing new products. The law on compulsory motor third party liability insurance (hereinafter referred to as OSAGO) had a significant impact on the growth of the industry. With its adoption, the circle of potential clients of insurance companies has increased, as has the need for new agents.

How to become an insurance agent for OSAGO?

To become an insurance agent for OSAGO and get the opportunity to earn on the sale of policies, you must conclude an agreement with one or more insurance companies. The contract with the agent involves freelance employment. However, the insurance company usually makes all the necessary contributions to the Pension Fund based on the agent's actual earnings (that is, the entire commission received from the sale of policies).

If you want to get a job in the company's staff, then you need to track opportunities in the "Vacancies" section on the websites of companies or on large job search portals.

There are certain requirements for future agents that must be met. Let's consider them below.

Basic conditions for hiring

• Citizenship Russian Federation reaching the age of 18.
• Availability of documents required for employment - passports, TIN and SNILS.
• Absence of unexpunged or outstanding convictions under articles related to economic crimes.

Education and experience

• Both secondary and higher (or incomplete higher) education. Some companies are not ready to see full-time students among their agents (for example, Renaissance Insurance).
• Experience with people is desirable.
• Experience in active sales is desirable.

Other skills and personality traits

• Desire to learn (there will be a lot of information).
• Desire to work with people.
• High sociability.
• Preparedness for stressful and conflict situations.

When applying, remember that all companies provide training for beginners. It usually lasts at least 3 consecutive working days. If you live in the region, distance learning will be provided for you and the rest of the applicants. So, you fully meet the requirements and still do not know how to become an insurance agent for OSAGO. What to do? Read on.

Obligations of an insurance agent for OSAGO

Everything Insurance companies describe the functionality of the future agent in approximately the same way:

• Active search for clients (development of our own client base).
• Consulting clients, assistance in choosing insurance programs.
• Meetings, negotiations (visits to clients).
• Conclusion of insurance contracts, paperwork.

Also keep in mind that today all CTP policies are drawn up in special programs and printed out on a printer. Therefore, it is advisable to confidently use the computer and the Internet. And remember that you need to enter data into a computer very carefully - if you make a mistake at least one letter or number, the CTP policy will have to be redone.

The first steps

So, to the question about who you want to work, you answer: "I want to become an insurance agent for OSAGO!" Well, when there is a goal, that's great! But, as you know, to achieve the desired one desire is not enough. The job seeker must complete the following steps. First of all, you need to conclude a contract with an insurance company. Such a document will allow you to carry out activities for the sale of insurance policies. Several stages precede his conclusion:

• Interview and / or testing.
• Security verification of your identity (takes up to 30 days).
• Training and internship.

After submitting an application or filling out a questionnaire, the company's manager will invite you to an introductory interview, where he will tell you in detail how to become an insurance agent for OSAGO. They will also explain the working conditions, ask about your experience and skills. Next, you will be checked by the company's security service: whether you are who you claim to be, whether you have been convicted, and so on. Such a check is due to the fact that the agent has to carry out monetary settlements on a daily basis, and most often in cash. The company wants to protect itself from fraud and theft. For verification, you will need to make copies of your main documents - passport, TIN and SNILS.

How to become an insurance agent for OSAGO faster?

After the approval of your candidacy, you will enter the training. You will have to study on weekdays, usually several days without a break. The educational process consists of a series of seminars on insurance products and rates and basic sales trainings. In addition, you will be taught how to work with a program or agency portal for insurance. Even if your goal is solely OSAGO insurance, you will have to learn everything on a general basis. After training, you will pass certification and join the ranks of agents.

Almost all companies provide internships under the guidance of a mentor for up to three months. Freelance agents are usually flexible, but will need to visit the office regularly for reporting.

Are you still wondering how to become an insurance agent for OSAGO and which company to choose? The steps outlined above towards becoming an insurance agent are fundamental to all ICs. Most often, applicants for insurance agents for OSAGO choose for cooperation such companies as Rosgosstrakh, Ingosstrakh, Reso-guarantee and Alfa-insurance. These companies have a high rating of reliability and a good indicator of insurance payments. We will find out how the selection of agents in each of them proceeds, we will study their conditions and requirements for candidates.

How to become an insurance agent for OSAGO (ROSGOSSTRAKH)?

Rosgosstrakh has been present on the insurance market for about 95 years. This provides her with good recognition and a wide range of clients. Rosgosstrakh is constantly recruiting new insurance agents. Here they will be glad to see an active, energetic person with a wide range of contacts among the trainees. A huge plus: the company is widely represented in the regions. If you live and work in a small town where everyone knows you, or have already retired as a teacher, doctor or military man, Rosgosstrakh will consider you an ideal candidate. The company also welcomes managers of network companies with experience of active personal sales. You can leave an application for the conclusion of an agency agreement in one of the following ways:

• Fill out a simple questionnaire on the company's website.
• Visit a convenient office for you and fill out a questionnaire on the spot.

Then everything follows the standard scenario: interview - check - training. Rosgosstrakh has a Corporate University. Training takes place continuously on weekdays. Existing freelance insurance agents receive insurance policy forms for work and go to work in the field. Staff members are in the office and work with clients who have come on their own initiative. In Rosgosstrakh, OSAGO insurance is carried out without reference to the region in which a specific branch is located. That is, a Muscovite will easily buy an OSAGO policy in Kazan, and vice versa. Also, the pluses include the following: the company has its own technical inspection forms, there is no need to send a client with an expired diagnostic card to a maintenance point.

How to become an insurance agent for OSAGO: Ingosstrakh

Ingosstrakh is one of the top insurance companies in Russia. Branches are widely represented throughout the country. Declaring your desire to become an agent is simple:

• Residents of large cities fill out a questionnaire on the site and wait for feedback.
• Residents of the regions find their city on the company's website in the "Offices" section and contact the representative on their own.

The company's website states that the training lasts 5 days, but it usually takes 3 days. On the first day - general information and auto insurance, on the second - products for property insurance, in the third - life and health insurance. The company will supply you with the necessary leaflets, brochures, memos and so on. Ingosstrakh provides supervision for beginners. The company usually does not set a plan for new agents. But in the event of a complete lack of results within several months, the contract with you may be terminated.

The Ingosstrakh agency portal for issuing policies has an intuitive interface and is extremely easy to use.

"RESO-guarantee"

And in this company how to become an insurance agent for OSAGO? RESO is considered one of the most reliable ICs. The line of insurance products is standard: from OSAGO to VHI policies. In this company, in addition to the interview, psychological testing is provided for candidates. You can sign up for an interview in the following ways:

• Fill out the form on the company's website and send it to the specified E-mail address.
• Call by phone and schedule an interview.

If you successfully pass the test, you will be invited to study at the School of the company's agents. A prerequisite for enrollment in students: purchase a life and health insurance policy in the amount of 1,500 rubles. The training lasts 2 weeks and runs continuously on weekdays. There are morning and evening groups, the duration of each lesson is 4 hours. Students are provided with teaching aids, distance learning is also provided.

After completing the training and passing the certification, one of the branches of the company will conclude an agreement with you (usually the one that will be convenient for you to visit). This is followed by an internship in the chosen branch for 3 months under the guidance of an experienced mentor.

Insurance agents of OSAGO company "RESO" work in special program called "Citrix". This program is provided for registration of all auto insurance products: OSAGO, CASCO, DSAGO, etc. It will take time and practice to master it, the program interface is rather complicated.

"Alpha Insurance"

Alfa-Strakhovanie is part of the Alfa group of companies, has more than 4,000 employees throughout Russia and is considered a democratic company. It is easy to become an agent of an insurance company for OSAGO ("Alfastrakhovanie"). You need to fill out a form on the site, and the manager will call you to meet you.

The training lasts several working days. Having learned the rules of insurance, having studied the rates and products, you will pass certification. In case of a successful result, the company will conclude a contract with you. Alfa-insurance guarantees its agents timely payment of commission and participation in incentive programs.

The portal for registration of policies is easy to study, in addition, all your work will be presented in graphs and figures.

Single agent or broker

How to become a single insurance agent for OSAGO? As a rule, future agents turn to the largest and most trusted ICs to conclude a contract. Many conclude contracts with several companies at once. They understand that in this way they will be able to offer the client a wide range of products and tariffs, but also learn more about them - in each company separately. Until recently, the work of an agent for several companies was prohibited. Now everything has changed and agency contract no longer includes such an item.

Often, agents who work with two or more insurance companies are mistakenly referred to as “single agent” or “broker”. This is fundamentally wrong. A "single agent" is not a person, but a system for the sale of CTP policies, according to the rules of which the office of one insurance company offers the client to issue a policy for him to another organization. For example, you came to Rosgosstrakh and received the VSK policy. In this case, the distribution is carried out on the basis of the vehicle passport number.

A broker, in turn, is a physical or entity, which has an appropriate license and is registered with Rosstrakhnadzor. The broker, carrying out insurance activities, earns only a part of the commission on the sale of the product. Thus, an agent who has a contract with several companies at once cannot call himself either a single agent or a broker, although the latter is often used for ease of understanding.

Work in a brokerage agency

How to become an insurance agent for OSAGO at home? Some job seekers, wanting to shorten the steps and simplify the employment process, turn to brokerage agencies. If you want to work with several companies at once, but do not want to spend your time checking and training in each of them, you can do the same.

Brokerage agencies usually work with more than a dozen ICs. They take full responsibility for concluding contracts with companies, training their employees and documentary reporting. Such an agency will conclude an employment contract with you and issue a power of attorney for the right to conclude insurance contracts on its own behalf.

Your income will be formed from sales interest additional services, for example, an agreement between a client and an agency. And the commission from the sale of policies for other types of insurance - life or property - will have to be shared with the management. Another feature of the work will be the need for constant presence at the workplace. Most often, employees of such agencies work on a shift schedule. Now it became clear how to become an agent of an insurance company for OSAGO? Go for it!