Where to make 100,000 a month. The advantages of bank deposits are obvious. The merits of investing in securities

If someone convinces you that he knows perfectly well how to make 100,000 in a month, moreover, he says that he already has such an income, and that he does not invest a penny and does practically nothing, do not believe this person. Chances are, you are dealing with a scammer. Soon he will ask you to deposit a certain amount, so "for the start", and after you fulfill his requirements, he will disappear. And not only will you not be able to earn a hundred thousand, but you will also lose your last penny. Today, such schemes do not work as clearly as they used to. Many people know about deception and are in no hurry to send their hard-earned money away. Nevertheless, there are still enough naive people, and there are still a lot of those who are racking their brains over the question of where to earn 100,000 a month without making any special efforts.

Easily…

In search of an answer to the burning question: "How to earn 100,000 rubles per month?" Remember: it doesn't work that way. Unfortunately, today the opportunity to make money on the Internet confuses many people: stories that old women and blondes famously take millions off Forex, and schoolchildren easily beat venerable casinos and drive Cadillacs, only spur on the search and cause a greedy gleam in the eyes. However, believe me: these are all just stories. To get something, you have to work. And sometimes even to study additionally. Every day. And very diligently. And look less at the Internet. Because not everyone can earn the coveted amount with five zeros there. Yes, there are. But they walked long and hard towards the goal, sometimes without resting for days and constantly updating their knowledge and skills.

Basic options

An interesting phenomenon: for many who are looking for where and how to make money, for some reason, 100,000 per month is exactly the most acceptable amount. Probably, this is exactly how much, according to our people, is needed in order not to deny ourselves anything. Be that as it may, such a desire causes only respect, but there are three main ways for its implementation. If you work for the benefit of the state or some private company, you are considered a good specialist, but you do not get the coveted hundred thousand, it is advisable to think about changing your place of work and find another, with a more suitable payment. True, in practice it is quite difficult to implement this, if only because there are not so many such vacancies, in any case, much less than those who want to take them. Well, you need to work on yourself, perhaps even study further, in order to become a truly high-class specialist.

The second option is to work for days. In addition to the main job, find a few more jobs with good wages and work, work, work ... Perhaps one day it will be possible, having collected all the money earned in a month, to hold one hundred thousand in hands. True, most likely, most of them will have to be spent on medicines, since you cannot last long at this pace.

And the third option, which at the moment it is most advisable to consider as a way to get really real earnings- start your own business. And this is not necessarily a big undertaking. Since it is quite possible to honestly earn money, including the desired amount, even on the same Internet. But, naturally, without clicking on the links.

Back to the internet

How to earn 100,000 rubles per month on the World Wide Web? Create your website and fill it with really worthwhile content. True, you should not think that it is enough to use any free constructor, launch your brainchild and wait for money to flow like a river. You will have to work long and hard, first of all paying attention to the quality of all components of the site - starting with the domain and appearance and ending with content. But if everything works out, then you can be sure: you not only found efficient way how to honestly make money, but also got a great tool for generating income that will feed you for the rest of your life.

Of course, this is not the only option. If you have a commercial streak, you can try to found your own online casino, follow in the footsteps of the founders of Facebook, VKontakte and other similar projects and come up with your own, open a bookmaker's office or even create a game. But this still requires certain talents. But to do business in real life almost everyone can. How and how much you can earn by becoming an entrepreneur, we will describe below.

Franchise

Since it is quite difficult to make money in the city today by opening your own business, due to the fact that many niches have been firmly occupied for a long time, a novice businessman in some cases should use the services of a well-promoted brand. Or, in the language of the market, purchase a franchise. You buy a ready-made business model with full package documents and for a percentage of the proceeds you start working under a well-known brand. For example, open the same McDonald's. The company that sold the franchise will not only help at first, but will also provide training and advertising. That is, you do not have to invent anything yourself, everything has already been done for you. It is enough just to comply with all conditions and work diligently. And then the question of how to earn 100,000 rubles per month can be removed from the agenda. Moreover, the bar can be simply raised.

Network marketing

Some, hearing this phrase, immediately begin to frown. And completely in vain. History knows many examples when people engaged in this type of activity became millionaires. Start small. At least from the sale of the same cosmetics. Register as an individual entrepreneur, open your small office, gather a team and take action! For example, the same "Oriflame" often rewards its directors with all kinds of bonuses (read - entrepreneurs who sell the company's products on an ongoing basis), the amount of which is very impressive. Plus earnings from the sale. Here is the coveted one hundred thousand. Perhaps more. The company respects its employees and does everything it can to help them grow and develop.

Become an intermediary

If you consider yourself a disruptive and determined person, try mediation. Today there are a lot of people who have a lot of their own ideas, projects and inventions, but, for one reason or another, do not know what to do with them. And no less than those who need fresh infusions into their business. Become a link between them. Find and sell other people's ideas to companies for a certain percentage. Not a very simple type of activity, of course, nevertheless, it allows you to get real earnings.

Own business

And yet it is safer and safer to open your own, albeit a small business. And there is no need to be afraid of competition. You just need to competently approach the issue and try to find a free niche. And there are many options. It is not at all necessary to open a fancy restaurant or an expensive boutique. You can do anything, even selling handmade items such as hand-painted plates and cups, beaded crafts, and jewelry. If you are a real master, then over time you will not end up with clients, and the size of your earnings will reach the coveted figure with five zeros.

You can earn excellent money by offering services on the market. Open a workshop to repair, say, the same bicycles, or your own hairdresser. But you never know ... For greater clarity, here are some examples of excellent business ideas.

Selling pizza

Try home delivery at first. An excellent option that does not require a large room or huge financial investments. You just need to know how to cook well, have a car and make an appropriate advertisement for yourself.

Become a dispatcher of Aibolit

Unfortunately, such a concept as a "family doctor" is still not very common in our country. However, people would like to have access to quality health care, day and night. Create your own appointments with doctors and secure yourself an appropriate database of theirs and advertisements. Of course, first you have to go to clinics, handing out business cards and posters, but then, when patients understand that they can call a really good specialist through you at any time, orders will simply flow like a river.

If you know how to sew ...

Then open a clothing repair shop. And certainly with a visit to the house for the order. Believe me, there will be no hang-up from clients. Clothing repair is an extremely popular service today. In parallel, you can also add sewing of curtains, reception and delivery of clothes to dry cleaning. Naturally, you will not earn a million in a month, but over time, you can definitely count on an earnings of 100 thousand.

And these are far from all types of small businesses that a city entrepreneur can open.

Yes, elementary! Especially if you have a base like your own house or summer cottage. You can put a large stationary greenhouse on the site and grow greens, cucumbers, tomatoes, flowers in it all year round for sale. Conclude an agreement with a cafe, restaurant, supermarket or an entrepreneur in the market and supply them with your products. An excellent option for those who do not know how to earn 100,000 rubles per month in the village. Or you can even become a farmer. And to grow potatoes, cabbage, carrots already on an industrial scale. Or start breeding pigs, horses, ostriches, finally. The dairy farm also brings in a good income. In general, there are a lot of options.

If you don't want to work on the ground, open your own shop. Buy a commercial trailer and drive around the villages, inviting villagers not only to buy essential goods from you, but also to make a preliminary order for one or another product. A very good kind of business, which will definitely bring the required profit.

How to make money in the village yet? Rent land and plant an orchard. If you correctly approach the issue and choose the right seedlings, then in a few years it is quite possible to get the first harvest. The implementation of which will start to make a profit.

Conclusion

So, let's summarize our conversation about how to earn 100,000 rubles per month. Is it possible? As it turned out, yes! However, there is nothing surprising, since the amount is quite lifting, not even reaching today up to two thousand dollars. Anything can work out. But on one condition: you need to remember that no one will ring the doorbell every month and just give out an envelope with one hundred thousand rubles. To earn something, you need to work. And only then can you expect that there will always be prosperity in your home.

Today we'll talk about how to get passive income of 100,000 rubles per month... Any amount can be substituted here, I took this just as an example, since it is it that I most often hear from other people.

Once I conducted a small survey among readers, the results of which are published in an article.

Then the most common answer to the question "How much money do you need to be completely happy?" became the option “one hundred thousand rubles a month”, moreover, many stressed that it should be exactly. That is, it is a fairly large number of people.

So, how to reach a passive income of 100,000 rubles a month? Let's consider the algorithm itself.

The first thing to do is to analyze the current situation. Let's say that at the current moment your passive income is, neither less nor less, as much as 0 rubles. In this case, the goal may seem unrealistic and unattainable to you, therefore, in order to simplify the task, there is a reason to break this goal into several smaller ones. For example, like this:

1. By January 1, 2019 - passive income of 1000 rubles per month.
2. By July 1, 2019 - passive income of 5,000 rubles per month.
3. By January 1, 2020 - passive income of 10,000 rubles per month.
4. * * * * *
5. By January 1, 2025 - passive income of 100,000 rubles per month.

Does it look better? Much! Moreover, when reinvesting the earned profit, passive income tends to grow exponentially (that is, faster and faster, this is clearly shown on the graph in the article).

The wrong option is to collect all possible money, and if not enough - also borrow and invest in some “super-profitable project” that promises huge returns. In this case, you will most likely not only fail to achieve the goal, but also lose all investments.

The correct option is to build that contains most of the conservative and moderate low-risk instruments and (possibly, but not necessarily) a small part of the aggressive high-risk instruments.

1. Estimated return on investment portfolio.
2. The amount that you can allocate monthly for investments.

The return on your investment portfolio will depend on what kind of assets you will invest in and in what proportion. For example, oh different options can be read in the article

In general, the estimated return on an investment portfolio can be calculated using the following formula:

• D1, D2, ..., Dn - the estimated profitability of each of the assets that make up the portfolio (in percent per annum);
• P1, P2, ..., Pn - the share of each asset in the portfolio (in shares);
• n is the total number of portfolio assets.

For example, we form an investment portfolio in this way:

• 60% - bank deposits with a yield of 7% per annum;
• 30% - securities with an approximate yield of 20% per annum;
• 10% - cryptocurrency with an estimated yield of 100% per annum.

Then the approximate return on the investment portfolio will be:

D = 7 * 0.6 + 20 * 0.3 + 100 * 0.1 = 20.2% per annum

• С - the desired amount of monthly passive income;
• D - the approximate return on the investment portfolio (in shares).

In our example, if we want to reach a passive income of 100,000 rubles per month, and our investment portfolio will bring us 20.2% annual return, then we need to have capital:

K = (100,000 * 12) / 0.202 = 5940594 rubles(that is, about 6 million rubles - we will take this figure for rounding).

• K - the amount of required capital;
• M - the amount that you can invest monthly;
• N is the number of months it will take to reach the desired level of passive income with a constant portfolio return.

Let's say, in our example, a person can invest 10 thousand rubles a month. In this case:

N = 6,000,000 / 10,000 = 600 months or 50 years.

The term, of course, is frightening, but if before reaching the goal, the profit received is not spent on your own needs, but reinvested every time, then the situation will change significantly. In this case, it applies.

In order not to delve into complex calculations, for these purposes, you can use or any Internet services. There you can enter the amount that you will invest monthly and calculate the capital gain over the desired period, taking into account the capitalization of the profit received.

For example, I entered the initial data into the calculator on the fincult.info website and got the following result: 6 million rubles will be accumulated in less than 13 years, moreover, the calculation was made taking into account the taxation of income exceeding the Central Bank rate + 5% (according to current legislation).

Thus, subject to the conditions specified in the example, in order to reach a passive income of 100,000 rubles from scratch, it will take about 13 years and strict adherence. This is already a very real term, and the goal, in my opinion, is worth striving for.

Of course, any investment is always associated with risk, and this must be understood. There are no absolute guarantees that the accumulation of capital and income will proceed exactly as planned. And the higher the profitability of any asset in the portfolio, the higher the risk of investing in it (I wrote a separate article about this). Therefore, it may be that the portfolio will not bring the planned profitability, or some part of the investment will be completely lost, which will slow down the achievement of the goal. But the opposite situation can also arise: the profitability will be higher than planned, and the goal will be achieved faster.

In any case, the general meaning is this: the faster you want to reach the goal, and the more highly profitable portfolio you will form, the higher your risks will be. And vice versa. Therefore, it is up to you to decide whether to prioritize risk or stability.

I showed you with an example how to get passive income of 100,000 rubles per month. Set goals for yourself, break them down into intermediate ones, develop a strategy for achieving and implement them.

I wish you success! Until we meet again on a website that will help you better understand financial issues and improve your level of well-being.

How to save and increase 100 thousand rubles in a crisis. What to choose - a bank deposit with a small interest on the deposit, risky PAMM accounts, investment in precious metals, or something else? Each investment method has advantages and disadvantages.

One hundred thousand rubles is a tangible amount for any resident of our country, and for some it is even very solid money, but, unfortunately, in reality you cannot buy a coveted expensive car or real estate for them, and 100,000 is also very little to open your own business.

Any reasonable person would prefer not to keep this amount as an immovable cargo at home, but would invest it somewhere so that the money would not rapidly depreciate and disappear, but would also be able to bring significant profit to its owner.

How can you make 100,000 rubles work?

1. Bank deposits

This is the simplest and most common way of investing money for an individual. But in this situation, he is in best case will help save money, because you won't be able to get big profits using this option. In essence, good stable banks with a big name are just more or less reliable protection against inflation, since in the end, inflation itself will absorb most of the profits.

Advantages of a bank deposit

• the deposit is insured by the state, which allows it not to "evaporate in the air" in any force majeure situations;
• does not require special knowledge for investment Money;
• small but fairly stable profitability, which also depends on capitalization.

disadvantages

• the smallest profitability of all possible investments;
• if you subtract the percentage of annual inflation from the amount of income, which is usually 6.5%, then the profit is very scanty.

2. Investing in PAMM accounts

Although the amount of one hundred thousand is quite decent, it is better not to trade on the Forex market yourself. It will be much more effective to entrust this money to a good, professional manager through a PAMM account. As a result, such a manager will work for himself and for you, and besides this, for other people who have also entrusted him with their funds, so the total amount that he will dispose of is, in the end, much more than 100,000 rubles.

With a reasonable and correct approach through PAMM accounts on Forex, the initial amount can be increased by 50%, and with a fairly successful combination of other circumstances, even by 100%. This largely depends on professionalism and a certain amount of luck of the manager you choose.

Do you want to learn how to do 100% per year or more? Then sign up for a free ""

Advantages of investing in PAMMs

• does not require experience and knowledge from the investor himself;
• minimum starting amount - even ten dollars can be invested initially;
• your money is managed by competent and professional traders who know the Forex market inside and out;
• high profit, which can be obtained in a month.

disadvantages

• the likelihood of high profits is, the likelihood of serious losses, up to total loss invested funds.

3. Foreign exchange deposit

On such a deposit, the profitability is much higher, but in this case there are also much more risks. It is almost impossible to predict the situation on the foreign exchange market, so no one dares to guarantee a significant drop in the ruble or a tangible rise in the price of the dollar and the euro.

But, based on the political situation in the world in 2014, there are certain prerequisites for the weakening of the ruble, so experts predict a decent interest rate of 12-15%.

If you invest 100,000 in a foreign currency account, then for a year the profit can be up to 15,000 rubles. Compared to a regular ruble deposit, this is much more. And if you open two deposits, having previously divided the currency in equal shares into euros and dollars, then the profit may be even slightly higher.

Advantages of foreign currency deposits in the bank

• such deposits are also insured, like ordinary ruble deposits;
• the interest rate is higher than for similar rubles.

disadvantages

• there is a high risk of significant fluctuations in exchange rates.

4. Securities

This type of investment is quite simple, but more profitable than bank deposits. But in comparison with them, it requires certain time expenditures and knowledge in the field of the financial market, and also carries certain risks.

When choosing to invest in securities, you should be realistically aware that this particular market is quite unpredictable, there is no certain stability in it, so here you can really earn a lot and lose everything very quickly. Therefore, when choosing this type of investment, you need to be extremely careful.

If you practically do not understand securities and are not guided by their market, then it is best to buy dividend stocks for 100,000, the income for which in most companies is 15-20% of profit. This investment option will be really profitable and not overly risky compared to short-term speculation.

The merits of investing in securities

• the ability to quickly get a fairly significant profit.

disadvantages

• requires certain specific knowledge in this area of ​​the financial market;
• a very risky investment.

5. Precious metals

It is quite possible to invest one hundred thousand rubles in them. And although this method of investing money is indeed very reliable, in fact, its profitability is almost the same as that of bank deposits, although there may also be certain risks in this case.

Indeed, in essence, the cost of any precious metals is never fixed - it can both grow and significantly decrease.

Therefore, it is impossible to accurately predict the right time for the most profitable investment or the sale of precious metals. In its fundamental principle, this method of investment is practically similar to trading in stocks. But it is best to choose it as a long-term investment - for at least five, and even better for ten years.

Advantages of investing in precious metals

• stable preservation of funds.

disadvantages

• investments in precious metals are not insured by anything;
• there is no guarantee that in the near future a stable rise in the cost of precious metals is possible, and not their fall;
• due to the downward trend in the value of gold in recent times analysts do not recommend investing in this precious metal.

6. mutual funds (mutual funds)

Not a bad option to invest 100,000 rubles for their tangible increase. The meaning of such an investment is that you transfer your funds to a third party for management, but the risks of all losses will be solely yours.

If you manage to choose a sufficiently reliable and reputable management company that prefers to work in a growing sector of the economy, then the profitability of such an investment will be quite high - up to 30-40%, which, as a result, will amount from 100,000 to 40,000 rubles.

Advantages of investing money in mutual funds

• with competent and proper management, a really high profitability.

disadvantages

• high risk of losing all funds.

7. Internet projects

This is another way to invest 100,000 rubles. This can be either the development of your own web project, or the acquisition of a ready-made resource that consistently and regularly brings profit to its owner. One hundred thousand rubles will be enough to pay for the services of a decent web developer, an unpretentious design and pay for the initial promotion in various social networks and search engines Oh.

This type of capital investment can be really profitable, because such Internet sites enable their owner to receive stable passive income with a small initial investment. So for one hundred thousand rubles, it is quite possible to create several medium-sized web projects, the profitability of which through advertising will be about 7000-15000 rubles per month.

But such a way of investing is not suitable for every owner of 100,000. This is an excellent option for those who are good at understanding Internet resources, who know how to promote them in various types of search engines, or, in extreme cases, at least have an elementary understanding of the principles of functioning of search algorithms.

Advantages of investing money in Internet projects

• stable passive income with a minimum initial investment of capital.

disadvantages

• not suitable for everyone;
• special knowledge is required.

8. Investing in yourself

This is a rather unusual type of investment, but it is quite realistic to invest 100,000 rubles in own training or advanced training. In essence, you will lose at one moment all this sum of money, but this contribution will work for the future, since in the future you will be able to count on more profitable workplace with good pay for your work.

The Benefits of Investing in Your Own Learning

• your "value" as a competent and educated specialist in the labor market will increase significantly.

disadvantages

• it is highly likely that you do not want to work in the newly acquired profession, then we can assume that this money is simply lost.

9. To lend 100,000 rubles to an individual at a certain interest

In fact, you become a creditor of a specific person who, using your money, pays you certain interest for it. There are a lot of people like that who want to borrow money in the shortest possible time.

The guarantee of the return of funds is the receipt of the debtor. Thus, your initial savings can increase by 20,000-30,000 thousand in just a year. This is much more than the banks can offer you for using your money.

The advantages of such an investment

• high profitability.

disadvantages

• there is a high probability of losing all the money borrowed, including the estimated interest.

Let's summarize

100,000 rubles is a decent amount that, with a reasonable investment, can bring you tangible profits. How and where to invest it correctly depends entirely on you - how much you are willing to take a certain risk when investing it.

All methods of investing, even such a small amount, have certain risks, and at some point you can lose all your capital. If this money is collected in crumbs and earned by back-breaking labor, then you shouldn't take a serious risk - it would be much more correct to choose one of the bank deposits for their investment - ruble or foreign currency.

And if, on the contrary, you like to take risks and the prospect of losing one hundred thousand does not scare you at all, then you can safely invest them in more risky, but at the same time much more profitable enterprises. Therefore, before investing your hard-earned money, you need to study everything in detail. possible options, and then sensibly and adequately assess the prospect of possible risks and potential level of investment returns.

Only with the help of a detailed analysis of the financial market will it be possible to choose the most the best way and make your money "work", which in the future will please you with stable long-term passive income.

In this post I will tell you how to earn from 50 thousand rubles a month on sports betting. To achieve such a result, you need a financial strategy that will help you avoid mistakes and not lose the entire bank.

The mistakes are the simplest. This is excitement, the rate of the entire pot, winning back, the absence of a strategy. If you think that you will bet from time to time, well, as luck would have it, then you will not achieve anything. You need to clearly follow the financial plan.

Betting strategy calculation

Calculation of your own financial strategy of rates to reach an income of 50,000 - 100,000 rubles per month.

To calculate the betting strategy, you will need Excel in which you need to create a simple table. On it you will be guided by your earnings.

Enter the following columns in the table.

1. Starting bank
2. % of the bank for 1 rate
3. Amount for 1 bet
4. Bets per day
5. Average ratio
6. Passage rates
7. Period
8. Total bets for the period
9. Winning rates for the period
10. Winning amount for the period
11. Lost amount
12. Profit Loss
13. Winnings + bank for the period
14. Bank for earning 5000 rubles

The calculation in the table is made for 5000 rubles. Everyone has such money, and this is the most common bank amount for a large number of bookmaker players.

There are three types of strategies in three columns. With the safest strategy, you will earn almost 100% of the bank. In 30 days your bank will become 9,200 in size. It will take 5-6 months to earn 50,000 - 100,000 rubles on rates per month.

Again, the calculation was carried out for the initial bank of 50,000 rubles. During these 3-4 months you should not withdraw money.

If you are ready to invest 10,000 rubles, then you will get such income earlier.

The calculation was carried out for the passability of forecasts of 60% (out of ten, 6 win) and a coefficient of 1.9.

If you choose a different strategy, such as aggressive, you can earn even more.

Permanent income from 50 to 100 thousand rubles on bets

All strategies imply strict adherence to the plan. Even if you are sure of 100% pass rate, stick to the plan anyway. I hit the money several times when I bet on such a result and it turned out to be completely different.

The larger your starting pot, the more conservative your strategy to choose.

If your bank is small, then choose an aggressive strategy for faster results.

To have such a constant income you will need

1. Privateer with at least 60% traffic
2. Money for bets
3. Financial strategy

If there are no problems with the last points, then where can you get a good privateer for sports betting? V social network There are many such groups on Vkontakte that conduct live and ladders, suggest betting on single and express trains. Finding a good forecaster is very difficult, but they are there. The Beggar Privateer claims his free predictions have a 60% pass rate. Vkontakte cheats a lot, be careful, never buy single bets and accurate accounts.

You can look for forecasters on the Internet. Here I told you where you can buy paid predictions and get one free one every day, which win 90%. For more confidence, use a money amulet, they say such a thing works great.

If you don't even have 5,000 rubles, then you can make money on the Internet with only 100 rubles.

Like this in a simple way you can earn from 50,000 rubles per month, without straining.

This strategy is good for beginners who are given bonuses. You save your deposit and play the game with bonus money.

In order to earn such a considerable amount using the Internet, you need to have a clear plan of action and an understanding of how you will achieve this goal and in what ways.

How to make money on sites

You can get money from the site by selling traffic. This means that you are redirecting to other sites and resources using other types of advertising.

How to make money on affiliate programs

• Simple interface
• Sberbank support
• Convenient localization
• You can start earning with small amounts up to $ 50
• Russian-language support, taking into account that this is a foreign company

Now let's talk directly about these ways of earning:

The most basic is speculation - directly independent trading in the market, where you use various techniques and strategies to achieve results.

Investing in stocks and various assets, in the long term - here you already need less financial and technical skills, since you can buy this or that stock based, let's say, only on economic factors. Or, in general, it is good to know the structure of the company and its potential potential, which, according to your estimates, will lead to its growth within a few years.

How I bought stock Google and earned 36,000 rubles.

Trust management, automated trading - this is the part where you do not make any market decisions regarding the market, although there is such an opportunity.

This is the part that will suit absolutely any type of people who don't even understand anything at all in the financial sector.

By choosing the managers represented in this company, you can fully start earning more than 100,000 rubles in the forex market, without the appropriate knowledge.

Managers for trust management on the Etoro forex platform

How to make money in social networks

How to make money on Youtube

Youtube is a video hosting site where you can enrich yourself by filming an interesting video and posting it on your channel, which is tied to the payment system.

They receive money, which means it is important to choose tags and keywords in order for the video to be viewed big amount users of the Internet resource. By placing ads on your video, you also get paid for it.